:root{--ink:#193d50;--text:#334c59;--muted:#566975;--blue:#235e78;--green:#256c5e;--pale:#edf4f1;--line:#dce5e8;--red:#bd2634;--red-hover:#9f1827;--white:#fff;--radius:14px}
*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:100px}body{margin:0;background:#fff;color:var(--text);font-family:Arial,Helvetica,sans-serif;font-size:18px;line-height:1.65}a{color:inherit;text-decoration:none}button,input{font:inherit}button{cursor:pointer}img{display:block;max-width:100%}h1,h2,h3,p,figure{margin:0}h1,h2,h3{color:var(--ink);font-weight:700;line-height:1.2}h2{font-size:clamp(30px,3vw,42px);letter-spacing:-.7px}h3{font-size:23px}a:focus-visible,button:focus-visible{outline:3px solid #116b99;outline-offset:5px}::selection{background:#c9e6de;color:#133c37}.container{width:min(1200px,calc(100% - 64px));margin-inline:auto}.icon{width:26px;height:26px;fill:none;stroke:currentColor;stroke-width:1.7;stroke-linecap:round;stroke-linejoin:round;flex-shrink:0}.icon-library{position:absolute;width:0;height:0;overflow:hidden}.skip-link{position:fixed;top:-100px;left:20px;z-index:100;background:#fff;color:var(--ink);padding:12px}.skip-link:focus{top:12px}.accent-text{color:var(--blue)}.eyebrow{font-size:15px;font-weight:700;color:var(--green);line-height:1.5;margin-bottom:16px;letter-spacing:.2px}.section{padding-block:80px}.section-heading{display:flex;justify-content:space-between;align-items:end;gap:40px;margin-bottom:36px}.section-intro{max-width:400px;color:var(--muted);font-size:17px;line-height:1.7}.text-link{display:inline-flex;align-items:center;gap:18px;color:var(--blue);font-weight:700;font-size:17px;min-height:48px}.text-link:hover{text-decoration:underline}.site-header{position:sticky;top:0;z-index:50;background:#fffffff5;backdrop-filter:blur(12px);border-bottom:1px solid var(--line)}.header-inner{display:flex;align-items:center;justify-content:space-between;min-height:92px;gap:28px}.brand{font-size:31px;letter-spacing:-1.4px;font-weight:800;white-space:nowrap;line-height:1.1;color:var(--ink)}.brand span{color:var(--green)}.brand small{font-size:23px;font-weight:400;color:var(--muted);letter-spacing:-.5px}.site-nav{display:flex;gap:24px;font-size:15px}.site-nav a{padding:12px 0}.site-nav a:hover{color:var(--green);text-decoration:underline;text-underline-offset:5px}.header-phone{font-weight:700;font-size:20px;line-height:1.4;text-align:right;white-space:nowrap;color:var(--ink)}.header-phone small{display:block;color:var(--muted);font-size:13px;font-weight:400;margin-top:2px}.menu-toggle{display:none}.hero{background:#f4f7f6;padding:64px 0 56px}.hero-layout{display:grid;grid-template-columns:1.1fr 1fr;align-items:center;gap:58px}.hero .eyebrow{display:flex;align-items:center;gap:9px}.status-dot{width:8px;height:8px;background:var(--green);border-radius:50%;flex-shrink:0}.hero h1{font-size:clamp(39px,3.65vw,52px);letter-spacing:-1.6px;line-height:1.13}.hero h1 span{color:var(--blue)}.hero-description{font-size:19px;line-height:1.65;margin-top:24px;max-width:570px}.hero-benefits{list-style:none;padding:0;margin:24px 0;color:var(--text);font-size:16px}.hero-benefits li{position:relative;padding-left:28px;margin:9px 0}.hero-benefits li:before{content:'✓';position:absolute;left:0;top:0;color:var(--green);font-weight:700}.sos-button{display:inline-flex;align-items:center;gap:22px;background:var(--red);color:white;border:2px solid var(--red);border-radius:10px;transition:background .15s,border-color .15s;box-shadow:0 5px 14px #9f182716}.sos-button:hover{background:var(--red-hover);border-color:var(--red-hover)}.sos-button strong{font-size:42px;line-height:1;font-weight:800;letter-spacing:1px}.sos-button span{font-size:17px;line-height:1.4;font-weight:700}.sos-hero{padding:19px 24px;min-height:96px;margin-top:5px}.sos-hero strong{padding-right:21px;border-right:1px solid #ffffff66}.sos-hero .icon{width:26px;height:26px}.hero-call-note{font-size:15px;color:var(--muted);margin-top:18px}.hero-call-note br{display:none}.hero-call-note a{display:inline-block;color:var(--ink);font-weight:700;white-space:nowrap;font-size:21px;margin-left:8px}.hero-visual{border-radius:var(--radius);overflow:hidden;box-shadow:0 10px 35px #203c5010;background:white;border:1px solid #e0e6e5}.hero-visual>img{width:100%;height:365px;object-fit:cover;object-position:52% center}.hero-visual figcaption{padding:26px;display:flex;gap:17px;align-items:start}.photo-icon{width:46px;height:46px;display:flex;align-items:center;justify-content:center;border-radius:50%;background:var(--pale);color:var(--green);flex-shrink:0}.hero-visual strong{display:block;font-size:20px;color:var(--ink);line-height:1.35}.hero-visual p{font-size:16px;line-height:1.6;color:var(--muted);margin-top:10px}.sos-floating{position:fixed;right:24px;bottom:24px;z-index:60;gap:16px;padding:15px 20px;min-height:70px}.sos-floating strong{font-size:29px}.sos-floating span{font-size:16px}.sos-floating .icon{width:22px;height:22px}.promise-strip{border-block:1px solid var(--line);background:white}.promise-inner{display:flex;align-items:center;justify-content:space-between;gap:24px;padding-block:25px}.promise-inner>span{display:flex;gap:13px;align-items:center;color:var(--ink);font-size:16px}.promise-inner .icon{color:var(--green);width:24px;height:24px}.services-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.service-card{display:flex;flex-direction:column;padding:28px;background:white;border:1px solid var(--line);border-radius:var(--radius);transition:border-color .15s,box-shadow .15s}.service-card:hover{border-color:#739f99;box-shadow:0 6px 20px #163e5010}.service-card.featured{background:#edf5f2;border-color:#c5dcd3}.card-top{display:flex;align-items:center;justify-content:space-between;margin-bottom:22px;color:var(--green)}.card-top .icon{width:32px;height:32px}.card-top>span{font-size:14px;color:var(--muted)}.service-card h3{font-size:23px;line-height:1.3}.service-card p{font-size:16px;line-height:1.65;margin-top:14px;color:var(--muted)}.card-link{display:flex;align-items:center;justify-content:space-between;gap:15px;color:var(--blue);font-weight:700;font-size:15px;margin-top:auto;padding-top:24px}.card-link .icon{width:22px}.story-section{background:#f4f7f8;border-block:1px solid var(--line);padding:80px 0}.story-grid{display:grid;grid-template-columns:1fr 1.05fr;gap:80px;align-items:center}.call-guide{background:white;border:1px solid var(--line);border-top:4px solid var(--green);border-radius:var(--radius);padding:36px}.guide-icon{display:flex;align-items:center;justify-content:center;width:50px;height:50px;border-radius:50%;background:var(--pale);color:var(--green);margin-bottom:22px}.call-guide h3{font-size:29px;line-height:1.25}.call-guide>p:not(.eyebrow){font-size:16px;color:var(--muted);margin-top:18px}.call-guide ul{list-style:none;padding:0;margin:24px 0}.call-guide li{border-top:1px solid var(--line);padding:14px 0}.call-guide li strong{display:block;font-size:16px;color:var(--ink)}.call-guide li span{font-size:15px;color:var(--muted)}.guide-phone{font-size:26px;color:var(--blue);font-weight:700;white-space:nowrap}.guide-caption{display:block;color:var(--muted);font-size:13px;margin-top:5px}.story-copy>p:not(.eyebrow){margin-top:24px;color:var(--muted);font-size:18px}.benefits{list-style:none;padding:0;margin:28px 0 15px}.benefits li{display:flex;gap:17px;padding:19px 0;border-top:1px solid var(--line)}.benefits li>span{font-size:14px;color:var(--green);padding-top:4px}.benefits h3{font-size:21px}.benefits p{font-size:16px;line-height:1.6;margin-top:7px;color:var(--muted)}.insurers{text-align:center}.insurers>p:not(.eyebrow){font-size:17px;color:var(--muted);margin-top:22px}.insurer-grid{display:grid;grid-template-columns:repeat(4,1fr);margin-top:36px;border-left:1px solid var(--line);border-top:1px solid var(--line)}.insurer-grid>span{border-right:1px solid var(--line);border-bottom:1px solid var(--line);padding:23px 12px;display:flex;align-items:center;justify-content:center;font-size:16px;font-weight:600;color:var(--text)}.workflow{background:#edf4f1;border-block:1px solid #d5e3dd}.outline-button{display:inline-flex;align-items:center;gap:17px;white-space:nowrap;border:1px solid #53816f;padding:15px 20px;border-radius:8px;font-size:16px;font-weight:700;color:var(--green)}.outline-button:hover{background:#dfeee6}.outline-button .icon{width:22px;height:22px}.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:30px;list-style:none;margin:40px 0 0;padding:0}.steps li{border-top:2px solid #adcbbc;padding-top:24px}.step-number{display:flex;align-items:center;justify-content:center;width:46px;height:46px;border-radius:50%;background:#d8e9e1;color:#245b49;font-size:18px;font-weight:700;margin-bottom:18px}.steps h3{font-size:21px}.steps p{font-size:16px;color:var(--muted);line-height:1.65;margin-top:14px}.contacts{display:grid;grid-template-columns:1.1fr 1fr;gap:80px;align-items:center}.contact-main-phone{display:inline-block;font-size:36px;font-weight:700;letter-spacing:-.5px;color:var(--ink);margin-top:26px;white-space:nowrap}.contact-main-phone:hover,.guide-phone:hover{text-decoration:underline}.contact-panel{padding:36px;background:#f4f7f8;border:1px solid var(--line);border-radius:var(--radius)}.contact-panel>.icon{width:38px;height:38px;color:var(--green);margin-bottom:18px}.contact-panel h3{font-size:28px}.contact-panel p{font-size:17px;color:var(--muted);margin-top:17px}.contact-call{display:flex;align-items:center;justify-content:center;gap:14px;background:var(--blue);color:white;border-radius:8px;padding:16px 18px;font-size:17px;font-weight:700;margin-top:26px;min-height:60px}.contact-call:hover{background:#174c65}.contact-panel .contact-note{font-size:14px;line-height:1.6;margin-top:14px}.site-footer{border-top:1px solid var(--line);background:#173e53;color:white;padding:32px 0 125px}.footer-inner{display:flex;align-items:center;justify-content:space-between;gap:28px}.site-footer .brand,.site-footer .brand small{color:white}.site-footer .brand span{color:#a9d8c4}.site-footer p{font-size:15px;color:#dfebee}.footer-credit{font-size:14px;color:#d7e5e9;max-width:170px;line-height:1.5}
@media(max-width:1100px){.header-inner{gap:20px}.site-nav{gap:17px;font-size:14px}.brand{font-size:28px}.header-phone{font-size:18px}.hero-layout{gap:35px}.hero h1{font-size:43px}.hero-visual>img{height:335px}.hero-visual figcaption{padding:22px}.hero-call-note br{display:block}.hero-call-note a{margin-left:0}.story-grid,.contacts{gap:45px}.service-card{padding:24px}.service-card h3{font-size:21px}.steps{gap:22px}.contact-main-phone{font-size:31px}}
@media(max-width:900px){.container{width:calc(100% - 40px)}.header-inner{min-height:80px}.site-nav{display:none;position:absolute;left:0;right:0;top:80px;padding:14px 20px;background:white;border-bottom:1px solid var(--line)}.site-nav.is-open{display:flex;flex-direction:column;gap:0}.site-nav a{font-size:17px;padding:12px 0}.menu-toggle{display:flex;flex-direction:column;justify-content:center;gap:6px;width:44px;height:44px;background:white;border:1px solid #a7bbc4;border-radius:6px;padding:10px}.menu-toggle span{display:block;width:100%;height:2px;background:var(--ink)}.header-phone{margin-left:auto;font-size:18px}.hero{padding-block:45px}.hero-layout{grid-template-columns:1fr 1fr;gap:28px}.hero h1{font-size:38px}.hero-description{font-size:17px}.hero-benefits{font-size:15px}.sos-hero{gap:14px;padding:17px}.sos-hero strong{font-size:33px;padding-right:14px}.sos-hero span{font-size:15px}.sos-hero .icon{width:21px;height:21px}.hero-visual>img{height:310px}.hero-visual figcaption{padding:20px;display:block}.photo-icon{margin-bottom:14px}.hero-visual strong{font-size:19px}.hero-visual p{font-size:15px}.promise-inner{gap:18px}.promise-inner>span{font-size:14px;gap:9px}.section,.story-section{padding-block:65px}.section-heading{align-items:start;flex-direction:column;gap:22px}.section-intro{max-width:600px}.services-grid{grid-template-columns:repeat(2,1fr)}.story-grid{gap:35px;align-items:start}.call-guide{padding:25px}.call-guide h3{font-size:25px}.guide-phone{font-size:23px}.story-copy h2{font-size:32px}.story-copy>p:not(.eyebrow){font-size:16px}.insurer-grid{grid-template-columns:repeat(3,1fr)}.steps{grid-template-columns:repeat(2,1fr);gap:30px}.contacts{gap:35px;grid-template-columns:1fr 1fr}.contact-main-phone{font-size:25px}.contact-panel{padding:25px}.contact-panel h3{font-size:25px}.contact-call{font-size:15px;gap:10px}.footer-credit{display:none}}
@media(max-width:650px){html{scroll-padding-top:92px}.hero-layout{grid-template-columns:1fr;gap:32px}.hero h1{font-size:clamp(34px,7vw,43px);letter-spacing:-.7px}.hero .eyebrow{font-size:14px}.hero-description{font-size:18px;line-height:1.6}.hero-benefits{font-size:16px;margin-block:21px}.sos-hero{display:flex;justify-content:center;width:100%;min-height:94px;padding:17px 20px;gap:19px}.sos-hero strong{font-size:40px;padding-right:20px}.sos-hero span{font-size:17px}.sos-hero .icon{width:24px;height:24px}.hero-call-note{font-size:15px}.hero-call-note a{font-size:25px;margin-top:3px}.hero-visual>img{height:235px;object-position:center}.hero-visual figcaption{display:flex;gap:13px}.hero-visual strong{font-size:18px}.hero-visual p{font-size:15px;margin-top:7px}.photo-icon{width:39px;height:39px}.hero{padding-top:32px;padding-bottom:32px}.promise-inner{flex-direction:column;align-items:start;gap:16px;padding-block:23px}.promise-inner>span{font-size:16px;gap:12px}.services-grid{grid-template-columns:1fr;gap:16px}.section,.story-section{padding-block:48px}h2{font-size:31px;letter-spacing:-.6px}.section-heading{margin-bottom:28px;gap:20px}.section-intro{font-size:16px}.service-card{padding:25px}.service-card h3{font-size:23px}.service-card p{font-size:16px}.card-top{margin-bottom:19px}.card-link{font-size:16px}.story-grid{grid-template-columns:1fr;gap:36px}.story-copy{grid-row:1}.call-guide{padding:26px}.call-guide h3{font-size:27px}.guide-phone{font-size:27px}.story-copy h2{font-size:31px}.story-copy>p:not(.eyebrow){font-size:17px}.insurer-grid{grid-template-columns:repeat(2,1fr);margin-top:28px}.insurer-grid>span{padding:20px 7px;font-size:14px}.insurers>p:not(.eyebrow){font-size:16px}.steps{grid-template-columns:1fr;gap:26px;margin-top:30px}.steps li{position:relative;padding-left:63px;padding-top:20px;min-height:135px}.step-number{position:absolute;left:0;top:20px;width:42px;height:42px;font-size:17px}.steps h3{font-size:22px}.steps p{margin-top:10px;font-size:16px}.outline-button{font-size:15px;min-height:52px}.contacts{grid-template-columns:1fr;gap:28px}.contact-main-phone{font-size:30px;margin-top:20px}.contact-panel{padding:26px}.contact-panel h3{font-size:27px}.contact-call{font-size:17px}.footer-inner{flex-direction:column;align-items:start;gap:22px}.site-footer{padding-bottom:115px}.sos-floating{left:12px;right:12px;bottom:max(12px,env(safe-area-inset-bottom));min-height:68px;justify-content:center;gap:18px;padding:14px 17px}.sos-floating strong{font-size:29px}.sos-floating span{font-size:16px}.sos-floating .icon{width:21px;height:21px}.header-inner{gap:12px}.brand{font-size:26px}.brand small{font-size:18px}.header-phone{font-size:16px}.header-phone small{font-size:11px}.menu-toggle{width:42px;flex-shrink:0}}
@media(max-width:370px){.container{width:calc(100% - 28px)}.header-inner{gap:8px}.brand{font-size:23px}.brand small{font-size:16px}.header-phone{font-size:14px}.header-phone small{font-size:10px}.menu-toggle{width:38px;height:42px}.hero h1{font-size:34px}.hero .eyebrow{font-size:13px}.sos-hero{gap:12px;padding-inline:14px}.sos-hero strong{font-size:34px;padding-right:12px}.sos-hero span{font-size:16px}.sos-hero .icon{width:20px;height:20px}.hero-visual figcaption{padding:18px}.photo-icon{display:none}.guide-phone{font-size:25px}.contact-main-phone{font-size:27px}.contact-panel{padding:22px}.contact-call{font-size:16px}.sos-floating{gap:13px}.sos-floating span{font-size:15px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,*::before,*::after{transition:none!important;animation:none!important}}